Homeowners Insurance Quote

Our Home Insurance policies are underwritten by a panel of leading insurers which includes RSA, Aviva Insurance Limited, Ageas Insurance, Towergate, Cardif Pinnacle, with more to come.

The product provides up to £400,000 Buildings Cover and up to £50,000 Contents Cover, as standard, with extra cover available if needed:

Key Benefits:

• The option to pay annually (via Direct Debit or credit/debit card) or by monthly Direct Debit.
• A Flexible excess from £50 – £500 to help manage premiums.
• UK based Call Centres and 24 hour Emergency Helpline.
• Up to £2,500 for tracing and accessing water or oil leaks from pipes, tanks and fixed heating systems
• A 12 month guarantee on repairs carried out by approved tradesmen
• Garden contents covered as standard up to £2000 under buildings and £1,500 under contents.
• Access to a 24-hour helpline provided by DAS Legal Expenses Insurance Company Limited which offers emergency assistance, access to approved tradesmen and legal advice regarding any personal legal problems 

Extra cover available to increase our Buildings cover up to £600,000 and Contents cover up to £75,000

A Landlords policy can be tailored to suit your individual needs. This flexible approach allows you to source the Buildings & Contents Insurance that best protects your rental property investment.

Key Benefits:

• Cover for 90 days between tenancies to allow your clients time to remarket their property
• Cover for a wide range of tenancy arrangements including students, individuals funding their rent through the UK Benefits Agency and properties with multiple occupancy
• Up to £2,500 for tracing and accessing water or oil leaks from pipes, tanks and fixed heating systems
• Customers can insure up to 10 properties
• Access to a 24-hour helpline provided by DAS Legal Expenses Insurance Company Limited which offers emergency assistance, access to approved tradesmen and legal advice regarding any personal legal problems.

Landlords Price Beater

If you have more than 10 properties, One company Towergate Home and Protect offer a ‘price beater’ facility for landlords with property portfolios. Simply provide policy documents for your portfolio and we will return a single premium guaranteed to be less than you currently pay on a like for like basis.

Cover whether your home is of non-standard construction or its listed, has a flat roof, subsidence, is in a flood risk area, or if you’ve had claims before. Designed with your unique needs in mind, you can be sure we have you covered:

• High Value Home insurance
• Non Standard Home insurance
• Holiday Home insurance
• Underpinned Property insurance
• Thatched Home insurance
• Flood Risk Home insurance