Everything related to financing your home, FTB, Remortgages and releasing equity.
For those with less than perfect credit scores. Anything from missed payments to CCJ’s
Why Use AALTO?
Ensuring you can always get the very best deal.
We have almost a decade of financial experience.
Giving you our knowledge, with no obligations.
Very prompt and reliable service with good advice. Good understanding of the market as well as (...)
Stuart provided me with great mortgage advice, was there to answer all queries and assist me th(...)
Used Stuart several times and always been very helpful and provide a great service even when a (...)
Stuart provided an excellent responsive service and demonstrated very good up to date knowledge(...)
Stuart is well informed in the area he works in. He's professional, very helpful and gets back (...)
Stuart has been more than helpful in explaining the process of getting a BTL mortgage to someon(...)
We Contacted Stuart for advice on a difficult mortgage situation and he was very helpful and kn(...)
Stuart was a great help organising our mortgages for us. We had a seller pull out on us but Stu(...)
A very professional service. Great communication right through the transaction.
I’ve used Stuart’s services multiple times over the last 12 months and recommended him to sever(...)
I've used other advisers in the past and been caught out by excessive charges - essentially bei(...)
Stuart was recommended to my by my brother and sister in law as he had assisted them on numerou(...)
I had 2 specific/non-standard mortgage requirements ( buy to let and residential ) with various(...)
Stuart has always turned things around for me very quickly and efficiently.
Stuart is experienced professional with excellent knowledge on the subject matter. He was inval(...)
Working with Stuart was a delight! He was super responsive and committed to finding the right a(...)
I would recommend Stuart as he is easy to talk to and he explains mortgages in simple terms, gi(...)
It has been great dealing with Stuart. He is highly efficient and easy to contact, calls are re(...)
Very efficient service, always helpful and have been using for many years as my mortgage broker(...)
See how one savvy family used Family Concessionary Purchase to help their son get on the property ladder.
Interest Only mortgages have had a rough time recently. Not for everyone, but if you have assets they can provide flexibility.
Buying at an auction can be daunting. See how Marco used an auction purchase mortgage to reduce the risk .
AALTO helped Marcus get his head around the new rules regarding those with 3 or more properties.
Learn how developer, Jack, navigated all the considerations of borrowing through a limited company with help from AALTO.
Paul and Deborah had equity and planning permission, but needed cash to complete a project. See how bridging finance worked for them.
Whether you have a specific requirement or are enquiring about your options, we are more than happy to talk you through the scenario and provide you advice and quotes with no cost or obligation. You can be ready to buy now, or thinking about the future, we would be happy to hear from you.
Once we understand your needs we will conduct a thorough fact find, will research the market and shortlist your options by value for money, turnaround time and viability and will present you our recommendations. We will handle all of the paperwork and documentation required by the lender and organise valuations, solicitors, and advise and recommend on any relevant protection products.
Once an application has been submitted we will liaise with the lender, the solicitors, estate agents and any other related parties to ensure everyone is on the same page and that the application progresses smoothly. We provide you one point of contact, with a number of different ways of getting in touch with your broker so you always stay informed.
Once an official offer of a mortgage has been produced we stay on hand to manage the solicitors, and other parties to ensure your deadlines are adhered to. Before completion we will ensure you are happy with everything that has been arranged and make any last minute adjustments. We take your satisfaction very seriously and conduct customer survey after completion.
Advice on the types of valuation available to you and how our fixed price services can help you.
The most common questions our clients ask, about brokers, lenders, solicitors, estate agents and protection providers.
Information about the legal process and how our solicitors can make this stress free.
Ensuring you can enjoy your home now and in the future, whatever life throws at you.