Any time you pass on our details and someone completes a fact find and runs a decision in principle, no matter the outcome, we will send you both a £50 John Lewis Voucher!
All you have to do is enter details below, fill in theirs’s and your details and we will get in touch and get your vouchers issued.
Mortgage capacity reports are essential documents in UK divorce proceedings, used to assess an individual’s ability to borrow money.
These reports are most commonly required to determine the feasibility of one party buying out the other’s share in a jointly owned property during a divorce.
Courts rely on mortgage capacity reports to make informed decisions about asset division in divorce cases.
To prepare a mortgage capacity report, you need to provide current mortgage details, property valuation, income and expenditure information, and any other relevant financial data.
The accuracy of the information provided in the mortgage capacity report is crucial for legal judgments and to avoid misinterpretation by the court.
Despite being used as evidence in court, mortgage capacity reports have limitations in reliability and are not regulated by the Financial Conduct Authority (FCA).
Before obtaining a mortgage capacity report, it’s advisable to check if an agreement in principle would suffice as evidence for the court.
Mortgage Capacity Reports will cost £299 per person
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We have over a decade of experience in the specialist mortgage markets. Helping clients buy first homes utilising government schemes, helping investors plan and execute their long term strategies and financing complex property or portfolio’s. We are the experts in our field.
© All Rights Reserved. Regulatory InformationYour property may be repossessed if you do not keep up repayments on your mortgage. AALTO Mortgages Ltd is Registered in England, No. 9903579 | Registered Address: 20-22 Wenlock Rd, Hoxton, London N1 7GU - 020 7183 1101. Authorised and Regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No. 740394 at www.register.fca.org.uk The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows The Financial Ombudsman Service, Exchange Tower, London, E14 9SR www.financial-ombudsman.org.uk