Residential Expertise

See what we do best!

AALTO Mortgages have always been experts in complex cases. Thats not to say we dont handle the straightforward mortgages out there, of course we and we hope that as you progress it all gets much easier! Below are a few examples of the types of innovative, complex or unusual solutions we provide however. We detail the options available, the lenders that we work with and link to case studies that give you real world examples of how we have solved even the toughest situations for our clients.

If it sounds like we fit the bill, and the solutions below might work for you, then dont hesitate to get in touch. Call 0207 183 1101 or make an enquiry here

Family Assisted Mortgages

Understand how your family can help you get on the property ladder using savings or equity instead of cash. 100% mortgages available!

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Family Concessionary Purchase

Find out how you can buy a property from a relative without any money changing hands. Great for families downsizing or passing on investment properties..

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Interest Only Borrowing

Have other assets in the background and want more control over your finances, interest only mortgages might be a viable option for you. .

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Lending into Retirement

Most lenders want to see you repay the mortgage before you retire, but thats not always right for everyone. Find out which lenders allow term that exceed retirement age.

Professional Athletes

Securing a mortgage can be difficult if your income is more complex, but we have a range of lenders who take a different view to most.

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Mortgages for the Armed Forces

Buying property can be difficult for forces personell because of the need to be flexible, however lenders understand this. Find out about Forces lending schemes.

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Offset Mortgages

If your mortgage interest rate is higher than your savings rate then maybe an offset mortgage could be beneficial for you. Find out more here.

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Repaying Unsecured Finance

If your mortgage interest rate is higher than your savings rate then maybe an offset mortgage could be beneficial for you. Find out more here.

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Retirement Interest Only

If you have already retired, but would like to borrow against your property, a RIO mortgage might be for you. Find out all about your options here.

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Second Home Mortgages

Are you looking to buy a property to live in part time, perhaps a holiday home or extra family home? We have some information and options for you.

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Shared Ownership Mortgages

Shared Ownership can give you access to property that otherwise would be out of reach, with the ability to staircase your way to full ownership.

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Zero Hours & Agency Contracts

Just because you dont have a permenent contract doesent mean you cant get a mortgage. Find out which lenders will support you here.

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