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Everything You Need To Know About Bridging Finance

Explore the ins and outs of bridging loans, including their rates, terms, and how they function in property transactions. Discover how these short-term loans can be a strategic financial tool for bridging the gap in property financing.

Navigating Auction Finance: A Complete Guide for Property Buyers

Discover the comprehensive guide to auction finance, a vital solution for buyers in property auctions. Learn about bridging loan auctions, fast bridging loans, un-mortgageable property finance, and more to navigate the auction finance landscape effectively.

A Comprehensive Guide to Mortgages for UK Military Personnel

A british soldier standing in front of their new house denoting the theme of mortgages for armed services

Unravel the unique mortgage challenges faced by military personnel. From sudden relocations to overseas living, navigate complex financial landscapes with our expert guidance. Unlock tailored mortgage solutions and confidently secure your homeownership dreams.

Understanding the Impact of Utility Bill Arrears on Getting a Mortgage

a man and woman looking at a paper showing how utilities arrears affect mortgage applications

Utilities Arrears when applying for a Mortgage: Understanding how Lenders Treat Missed Utilities Payments Finding out that past difficulties with utility bills could stand in the way of securing a mortgage can be a source of significant stress and uncertainty for many aspiring homeowners. The concern that missed payments for essential services like gas, electricity, […]

Achieving a Mortgage Following Property Repossession: Essential Insights

A Strategic Approach to Post-Repossession Mortgages Recovering from a property repossession and seeking a new mortgage can appear challenging, but with the right approach and understanding, it’s entirely achievable. This comprehensive guide provides essential insights to help you navigate through the process, enhancing your chances of securing a favourable mortgage. Analysing the Effects of Property […]

Understanding Mortgage Arrears: A Comprehensive Guide

Introduction to Mortgage Arrears Mortgage arrears can be a significant barrier to getting a mortgage, for obvious reasons.  Whether due to unexpected financial difficulties or changes in personal circumstances, falling into arrears is a challenging scenario. However, it’s essential to understand that having mortgage arrears does not close the door to future mortgage opportunities. The […]

Navigating Late Payments in Mortgage Applications: A Comprehensive Guide

Understanding the Impact of Late Payments on Your Mortgage Application In the complex journey of securing a mortgage, understanding the intricacies of credit history, especially concerning late payments, is crucial. This comprehensive guide aims to shed light on how late payments can affect your mortgage application and the proactive steps you can take to mitigate […]

Navigating Mortgages with an Individual Voluntary Arrangement (IVA): A Comprehensive Guide

Understanding IVAs and Their Impact on Mortgage Eligibility An Individual Voluntary Arrangement (IVA) offers a structured way to manage and repay debts. However, this financial solution often leads to questions about future prospects, particularly regarding the feasibility of obtaining a mortgage. This comprehensive guide aims to demystify the process, providing clear insights and practical advice […]