Doubling Ground Rent: Unpacking the problem for lenders
In the last decade, it’s become very apparent that many developers have been creating properties with ground rents that are more oppressive than were typical...Read More
Mortgage Tip #1: Be Smart, Check Your Credit Score
Tip #1: Download your credit score before making an application for a mortgage Many consumers assume that, since they have had credit in the past without...Read More
The Business of Buy-to-Let: Why it’s high time to take BTL more seriously
Buy-to-let is a serious business, and it needs to be treated like one. That’s a contentious statement I know, but it needs to be said....Read More
Q&A – June Edition: Remortgaging Cash Purchases and the 6 month rule
You asked and AALTO answered. This time, we’re looking into two different queries pondering the remortgage of cash buys and how the 6 month rule works....Read More
A Fresh Approach to HMOs
When you think about houses of multiple occupation (or HMOs) you might think about student digs, something from the ‘Young Ones’ perhaps, where squalor is right...Read More
Things to Consider Before Seeing a Broker
So you’ve been saving obsessively for the past year and a half, or perhaps have just had a windfall, and now is the time to...Read More
A Day in the Life of a Mortgage Broker
Before the credit crunch, there was a relatively even split between the numbers of customers that sourced a mortgage via a broker and those that...Read More
The Trouble With London Rent to Mortgage Calculations
Anyone who has ever looked to invest in property in the capital has run into the problem of London rent to mortgage calculations. The soaring...Read More